Off-Road Vehicles

Now available in BC, AB, SK, MB, NS, and NB, the Oasis Insurance Off-Road Vehicle Program offers smart, stand-alone protection for your ATV, Side-by-Side, Snowmobile, Dirt Bike and more. Coverage includes Third Party Liability, Accident Benefits, and your own Physical Damage—plus valuable extras like the Rider Plus enhancement and a 24-month Replacement Cost Endorsement.

Our policies are designed to preserve discounts on home and auto insurance and is supported by a streamlined broker portal to quote, bind, and issue in minutes. With flexible options, industry-leading claims service, and discounts for association memberships, age, immobilizer, higher deductibles, and renewal, Oasis also offers brokers higher broker commissions than many domestic markets.

Eligible Unit Types

All Terrain Vehicle (Quad)

Side-by-Side (UTV)

Snowmobile

Trail Bike

Dune Buggy

Golf Cart

SHERP Vehicle

Snobear

Snow Groomer

Argo (Amphibious)

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Program Highlights

  • Replacement Cost Endorsement (24 months)
  • Coverage available for standard and high-value units.
  • Business use including short term rentals
  • Coverage for Aftermarket Modifications such as Turbo and Supercharger
  • $2,000,000 Third Party Liability, Accident Benefits and Physical Damage with deductible options
  • Discounts for ATV, Snowmobile and Dirt Bike Association memberships
  • Rider Plus Enhancement (Search & Rescue, Lock, Rekeying & Re-coding, Riding Gear, Trailer & Truck Deck Extension, Travel Protection, Liberalization Clause)
  • A stand alone policy solution to protect primary insurance policy discounts from losing claims free discounts

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