Register Logout






Are you sure you want to logout?

Disclosure Notice Under the Financial Institutions Act
Province of British Columbia

The Financial Institutions Act requires that the information contained in this Disclosure Notice be provided to a customer in writing prior to the customer entering a financial transaction.

RE: Application for Insurance for Commercial General Liabilty? Program, Oasis Outdoor Adventure & Sports Insurance Solutions Inc.

  1. Oasis Outdoor Adventure & Sport Insurance Inc. is licensed as a general insurance agent by the Insurance Council of British Columbia.
  2. This transaction is between you and Lloyd's of London, Traveller's and Various MGA's.
  3. In soliciting the transaction described above, I am representing Oasis Outdoor Adventure & Sports Insurance Solutions Inc. which represents Lloyd's of London, Traveller's and Various MGA's.
  4. The nature and extent of my interest in Lloyd's of London, Traveller's and Various MGA's is none.
  5. The nature and extent of Lloyd's of London, Traveller's and Various MGA's interest in me is none.
  6. Upon completing this transaction, I will be remunerated by way of commission or other remuneration which will be paid to me by Oasis Outdoor Adventure & Sports Insurance Solutions Inc., the agency which I represent.
  7. The Financial Institutions Act prohibits Lloyd's of London, Traveller's and Various MGA's or me from requiring you to transact additional or other business with Lloyd's of London, Traveller's and Various MGA's as a condition of this transaction.

I have read the above terms and conditions and agree to proceed with the application.


If you have replacement cost insurance, your claim will cover the lesser cost of restoring items to their original condition or buying new items of like kind and quality to the ones lost; there will be no deduction for depreciation.

This means, if your 2-year old piece of machinery is totally damaged in a fire, the claims payment you receive will allow you to buy a machine with features as similar as possible to the destroyed model. Your policy limit on the machine must represent the cost of a new machine of similar kind and quality.

  • Pro: With a replacement cost policy, the money you receive in a claims payment will allow you to adequately replace your lost item (New for old)
  • Con: Premiums for replacement cost policies are generally higher than premiums for actual cash value policies as the limits have to be equal to a brand-new unit and not reduced for depreciation.

Oasis Insurance offers 3 years of replacement cost on portable equipment such as groomers, tractors from the date you purchase it new. This means you must keep your limit of insurance on that item at the new cost for the first 3 years and you will receive a replacement cost settlement on your claim.


If you have an actual cash value policy, your claims payment will be based on the cost of buying items in similar condition to the ones you lost; deprecation will be factored into your payment. For example, if your six-year-old tractor is damaged in a fire, we will determine the current value of that machine in its used condition and provide you with that amount as a payment.

  • Pro: When calculating items at actual cash value, you’ll likely be charged a lower premium.
  • Con: If you purchase new items to replace the ones you’ve lost, you’ll be on the hook for the difference between the insurance payout and the cost of a brand new item. Or, if you choose to replace with an older or used item, you may find it hard to find something satisfactory.

10020 12th Ave, North Battleford, Saskatchewan, Canada S9A 3A4
Phone: 1-306-446-2747 Toll Free 1-866-979-2747 Fax 1-866-488-6122

Commercial Equipment Floater Application

  • General Information

  1. Rating Information

  2. Equipment and Coverage Information

  3. Click here for more info
      Click here for more info  

    Additional Information

Where (a) an Applicant for this contract gives false particulars to the prejudice of the insurer or knowingly misrepresents or fails to disclose any fact in any part of this application required to be stated therein; or (b) the insured contravenes a term of the contract or commits a fraud; or (c) the insured willfully makes a false statement in respect of a claim, a claim will become invalid and the Insured’s right to recovery is forfeited. The Applicants have reviewed contents of this application and acknowledge that all the information is true and ' correct and understand that this application for insurance is based on the truth and completeness of this information.

I have provided personal information in this document and I may in the future provide further personal information. Some of this personal information may include, but is not limited to, my credit information and claims history. I authorize my broker or insurance company to collect, use and disclose any of this personal information, subject to the law and to my broker’s or insurance company’s policy regarding personal information, for the purposes of communicating with me, assessing my application for insurance and underwriting my policies, evaluating claims, detecting and preventing fraud, and analyzing business results. I confirm that all individuals whose personal information is contained in this document have authorized that I agree to the above on their behalf.

A signature will be required upon binding.

By signing below you are certifiying that the information contained within this form to be accurate and correct.


ABOUT OASIS Outdoor Adventure & Sport Insurance Solutions Inc.

OASIS Outdoor Adventure & Sport Insurance Solutions Inc. offers a national general liability program for accredited ATV, Off Road Trail Bikes and Snowmobile Safety Instructors while providing their courses.

Our specialties include, working with non-profit clubs, trail related exposures, outdoor adventure risks, large commercial, as well as standard line products.

For clients who own pedal bikes, ATV’s, UTV’s Dirt Bikes or Snowmobiles, go to to find a local broker.


OASIS Outdoor Adventure & Sport Insurance Solutions Inc.

10020 12th Ave
North Battleford, SK
S9A 3A4
Phone: 1-306-446-2747

Toll Free 1-866-979-2747
Fax 1-866-488-6122
Email contact form